It can be misunderstood that winding up a company and liquidating your company are the same thing – This is not the case, essentially, they are both two different stages in the process of company closure. The process of liquidation focuses on the selling off the company assets to pay creditors, followed by the closure of the company. Whereas winding up is where you end all business affairs and then close the company. What is Liquidation? Liquidation essentially means selling the company, so for example, once all long-term relationships have been dealt with, the business assets are liquidated. Due to the specific nature of UKRead More →

Confession time: I’ve spent my life quitting jobs and avoiding full-time employment. In fact, since my first job 35 years ago, I’ve never been employed full-time for more than a few weeks. I’ve enjoyed many jobs for short periods of time, but I actually hate traditional employment. You might secretly feel the same. You might say “I hate my job” whenever you have to go to work. You may suspect you’ll hate any future replacements. But you still have to pay bills, so what can you do? What Should You Do If You Hate Your Job? Assuming you want to avoid living in poverty asRead More →

Too many of us are settling for less-than-satisfactory checking accounts. (Just look at the folks complaining on Twitter!) We’re still forking over so many bank fees. The average American forks over $360 a year in overdraft fees alone, according to the Consumer Financial Protection Bureau. That doesn’t even account for ATM network fees, monthly maintenance fees, minimum balance fees… you get the point. In reality, there are a ton of free checking account options out there; you just might not be looking in the right places (ahem, online banking!). No need to spend hours researching, though. We did that for you. 8 Best Free CheckingRead More →

If you’ve ever suspected that it’s more expensive to fly on certain days of the week than others, your hunch is right. The cheapest days to fly are… drumroll… Tuesday and Wednesday. Fewer people want to fly on those days because they don’t fit the typical Monday-through-Friday work schedule. So, airlines discount tickets on those days slightly. That’s the short answer. But there’s much more to consider when booking a plane ticket so you’re sure to get the best deal. Cheapest Days to Fly, Explained A 2019 study by the travel site CheapAir.com found what every study before it had: You’ll pay less for airfareRead More →

Whether you’ve been selling on Amazon for years or you’re just starting your journey there’s always something you can do to up your game. There are always ways to improve your skills and increase your profits no matter what level you’re at. If you’re active about seeking out tips and tricks to work on your Amazon skills it’s likely that you’ve suffered from overwhelm at some point. There are tons of articles out there with thousands of tips to try out. It’s easy to get confused and decide to just keep doing what you’re doing because you don’t know what to try first. Should youRead More →

If you’ve started your own company — or you’re considering the move — you’ve likely marveled at the logistics required to pull it off. How do taxes work now? What about health insurance? And when you become a business owner, your banking needs change. Since vetting banks probably isn’t how you want to spend your time when you’re self-employed, we did the leg work for you and found the five best banks for small business owners. Wait, How Did We Pick the 5 Best Banks for Small Businesses? There are several angles you could take to determine the best bank offers, depending on the businessRead More →

Starting a personal business can be both fulfilling and challenging at the same time. In some cases, you might be relying on your finances to start your business. However, failing to plan for your investments carefully can have detrimental effects on your business plan. It is essential that you have an elaborate financial plan that will set you on the path of success. Instances of business credit card misuse can curve you open, leaving you exposed to debts and all kinds of lawsuits from your lenders and banks. Well, if you’re looking forward to starting a personal business endeavor, here are some of the commonRead More →

It’s no secret that the cost of education has skyrocketed in America and continues to be a core issue with which politicians, educators, activists and students grapple. The average total tuition and fees plus room-and-board charges in 2018-19 for an in-state, public four-year college was $21,370, according to a College Board report. How are students paying for that? With student loans. Lots of student loans. Outstanding student loan debt rose to $1.46 trillion in the fourth quarter of 2018, according to the Federal Reserve. While we can advocate for change within and outside of the political system, we must play ball in the meantime —Read More →

  I would consider myself pretty healthy. I’m 37 years old 5’5” 160lbs, I don’t smoke, do drug, drink occasionally and exercise a few times a week. I don’t do anything considered extreme by any means. But lately (last 2 years to be exact) my body fat percentage has been rising. For my height and age the normal body weight percentage is should be 25-31% as acceptable. Body Fat Percentage Categories Classification Women (% Fat) Men (% Fat) Athletes 14-20% 6-13% Fitness 21-24% 14-17% Acceptable 25-31% 18-25% Obese 32% + 25% + Last year I was 28% body fat and this year I was at 29%Read More →